Tell Zamio about your money in plain language. In minutes you get a real, editable 1–5 year plan — not a spreadsheet you have to keep rebuilding by hand.
Building a real projection — income, recurring expenses, a bonus that lands once a year, a loan with six payments left — takes an evening the first time and an afternoon every time your life changes. Expense trackers don't help either: they look backward at what you already spent, not forward at what's coming.
Income, expenses, debts, goals — write it the way you'd explain it to a friend, not the way a form wants it.
Every line comes back with how sure it is — confirmed, estimated, or a guess worth checking. Nothing is buried in a black box.
Edit any cell like a spreadsheet, ask it questions in plain language, and watch your whole horizon update as things change.
| Oct | Nov | Dec | Jan | Feb | |
|---|---|---|---|---|---|
| Income | |||||
| Salary | 3,200 | 3,200 | 3,200 | 3,360 | 3,360 |
| Bonus | — | — | 6,400 | — | — |
| Housing | |||||
| Rent | 1,450 | 1,450 | 1,450 | 1,520 | 1,520 |
| Living | |||||
| Groceries | 610 | 610 | 610 | 610 | 610 |
| Net | +1,140 | +1,140 | +7,540 | +1,230 | +1,230 |
| Closing, liquid | 9,340 | 10,480 | 18,020 | 19,250 | 20,480 |
A live plan — dotted values are estimates until you confirm them.
You don't log every coffee. Describe the shape of your money once, then adjust it as life changes.
Twelve to sixty months out, with an early warning the moment a plan runs into trouble.
"Can I afford this?" gets a real, computed answer — never a guess dressed up as one.
Every table is yours to edit — the same freedom as the spreadsheet you're replacing, minus the upkeep.
Salary in one currency, rent in another — Zamio was built to handle both natively.
Compare "new job" against "stay put" side by side, before you have to decide for real.
Planning a car, a home down payment, a wedding — and want to know exactly what to set aside and by when.
Earning and spending across two currencies, or moving between countries, and tired of currency math in a spreadsheet.
New job, new city, new baby — tired of rebuilding the same projection from scratch every time something changes.
Already saving, but want a clear answer on whether the plan actually gets you where you're trying to go.
Zamio isn't an expense tracker — it won't ask you to log every purchase. It isn't a budgeting envelope app — it doesn't manage this month's paycheck. It's a forward-looking plan: the kind of model you'd build in a spreadsheet if you had the time, generated in minutes and kept honest by editable tables underneath.
"I built the first version of this for myself. I kept rebuilding the same financial spreadsheet every few months and got tired of it. If that sounds familiar, I think you'll like what's here." — built by a solo engineer, for himself first
Get early access and be one of the first to describe your money to Zamio.
Get early accessOne email. That's it — we'll reach out when it's ready.